Find answers to the most common Medicare questions. We’ve simplified the complexities of Medicare to help you make informed decisions about your healthcare coverage.
Medicare is a federal health insurance program for individuals 65 and older or those with certain disabilities or conditions like end-stage renal disease.
Medicare covers basic healthcare costs, while Medigap (Medicare Supplement Insurance) helps pay for out-of-pocket expenses like deductibles and coinsurance.
You can enroll during your Initial Enrollment Period (around your 65th birthday), Special Enrollment Periods, or during the Annual Enrollment Period (Oct 15 – Dec 7).
Medicare generally does not cover dental, vision, hearing aids, long-term care, or routine foot care unless you have a supplemental plan or advantage coverage.
A supplement plan covers costs like deductibles, copayments, and coinsurance, helping to reduce financial stress and provide more predictable expenses.